equal housing logo equal housing logo

The Financing Process

Demystifying Home Loans

The home loan process can feel overwhelming

By collaborating with a trusted lender and remaining informed through every step of the process, from pre-approval to closing, you can have a significantly more comfortable experience. You

ESTIMATE YOUR MONTHLY PAYMENT

Estimate your mortgage payment, including the principal and interest, taxes, insurance, HOA, and Private Mortgage Insurance.

Price

Annual Tax

Loan Term (Years)

Down Payment %

Interest Rate %

Monthly HOA

Monthly Insurance

$3,198.20

Estimated Monthly Payment

Principal

$2,398.20

(75.0%)

Taxes

$500.00

(15.6%)

HOA

$100.00

(3.1%)

Insurance

$200.00

(6.3%)

We Help You Get The Best Loan

Start The Process

We’ll help you find the best local loan officer to get you competitive rates and the programs that best fit your individual needs. Fill out this form and we’ll connect you with a lender today!

Emerald Isle Realty has been a leading real estate company along North Carolina's Crystal Coast since 1962. Let us help you find the perfect home today!

Contact Us Today!

2026 Emerald Isle Realty, Inc.

(800) 304-4060

7501 Emerald Drive
Emerald Isle, NC 28594
sales@eirealty.com

Hours: Monday - Sunday
(9am - 5pm)

equal housing logo equal housing logo
home

Are you buying or selling a home?

Buying
Selling
Both
home

When are you planning on buying a new home?

1-3 Mo
3-6 Mo
6+ Mo
home

Are you pre-approved for a mortgage?

Yes
No
Using Cash
home

Would you like to schedule a consultation now?

Yes
No

When would you like us to call?

Thanks! We’ll give you a call as soon as possible.

home

When are you planning on selling your home?

1-3 Mo
3-6 Mo
6+ Mo

Would you like to schedule a consultation or see your home value?

Schedule Consultation
My Home Value

or another way